Outsmart Your Healthcare Deductible

For those who have had the misfortune of using their full health insurance deductible already in 2024, some silver lining: If you’ve met your healthcare deductible, your out-of-pocket expenses for a surgery, screening, or check-up could be minimal – or even nothing – before the end of the year.

That’s right. If you’ve met your deductible, now is likely the best time to pursue that screening or procedure that otherwise might present a significant out-of-pocket expense. If scheduled before year-end, it could be free or of little cost. But because your deductible resets in January, you need to move quickly.

Examples of screenings or procedures that might make sense for you under this little to no-cost scenario are:

• Annual Check-Up
• Colonoscopy
• Mammogram
• Well Woman Exam
• Joint Replacement
• Hernia Repair
• Sterilization (hysterectomy or vasectomy)

SageWest Health Care wants to do everything we can to support your health and well-being, and we understand cost can sometimes drive your decisions. This window is the ideal time for those who have used their deductible to pursue screenings or procedures appropriate for their health journey.

We invite you to contact us about scheduling the appropriate surgery, screening or check-up. You can do so by calling 307.690.4924 or visiting SageWestHealthCare.com/services.

Be well. Live well. And in December, use your insurance well!

That’s why we’re here.